Roofing storm damage and insurance work
Recently I found myself looking for a roofing company to help repair a damaged commercial roof. The roof was extremely damaged by the large hail storm that hit our area.
Although I knew that the storm was severe it wasn't until I made a couple of calls to a qualified roofing company that my roof was damaged Beyond repair and was going to require a complete roof replacement.
Hopefully you learned something from my experience because it definitely was a learning experience for me that I did not want.
Initially a couple of my friends told me I should probably call my insurance company and have them come out and take a look at it. After about a week or so the insurance company finally got around to calling me and then coming out to take a look at my roof they told me yeah you have a few small repairs to make but nothing major.
Well I'm not qualified I don't know what real damage looks like on a roof and I don't do this all the time.
After making a few phone calls I spoke to a couple of different roofing companies one of them believed that there wasn't as much damage but yet it probably was right on the bubble of being replaced.
I was extremely happy however with the final company I ended up working with they came out did a very thorough inspection and pointed out multiple reasons as to why this was not a roof repair and yet a full roof replacement job.
roofing company on your side is extremely important when you're looking at possible damage.
It was a great experience and ultimately I felt like they had my best interest in mind. In no way did I really want to get anything that I wasn't entitled to. However it is nice to know that when a real roofing company is being professional they can justify the reasons for why it's a total roof replacement versus a repair.
Ultimately, had I not been working with this company I could have been in a position a few years from now to replace much more of this roof and it would have been an out-of-pocket expense.
That out-of-pocket expense would have been much more than I would have wanted to pay or would have been able to pay. Having the right roofing company on your side is extremely important when you're looking at possible damage.
What I learned from this experience was the adjusters that come out are often making a judgement call based on what they see. Sometimes what they see and what actual damage is there are not the same thing and you are entitled to ask questions. All too often I believed that your insurance company told you what it was worth and you just had to deal with the answer. But that is not the case and it is in fact a bit of a negotiation. Entitled to something you will have a different outcome.